Spec snapshot
Score pending
- Starting price
- $19.99/month
- Free tier
- Yes. FREE is $0 with 20 messages/day, basic memory, 200 one-time signup Moments, and no Moments purchases. No card required. Image/video generation and audio calls spend Moments.
- Platforms
- Web
- Last checked
- 2026-11-02
Skip if: Homepage end-to-end encryption copy sits next to a privacy policy that stores chats and may train models
Bottom line
Secrets AI is an 18+ web AI girlfriend: a signed-out companion catalog, memory chat, photos, video, voice calls, and custom characters. Official wiki and llms.txt checked 2 November 2026 list Premium from $19.99/month, or $9.17/mo billed $109.99 on the yearly card. The tradeoff is the meter and the fine print. Text chat does not spend Moments; images, video, and calls do. Free is 20 messages a day and cannot buy more Moments. Homepage copy says end-to-end encryption; the privacy policy describes TLS in transit, encryption at rest, stored chats, and model training.
HosaAI has not published a featured ranking score for this catalog entry. The photo mosaic on this page is clothed editorial stills from official Secrets CDN assets, not nudes, even though the signed-out Shorts rail also markets explicit and incest-titled series.
Confirm current price, Moment costs, and cancellation on the official site before you subscribe.
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Overview
Secrets AI is a browser companion you use at secrets.ai. Official copy (checked 2026-11-02) leads on realistic girlfriend chat, persistent memory, photorealistic image generation, video, and real-time voice calls. The operator in the footer and legal pages is Secret Labs Inc., 8 The Green Ste D, Dover, DE 19901. Terms say the company is registered in both Canada and the United States.
The signed-out homepage we captured the same day starts with an Age Verification gate (“You must be at least 18 years old to use Secrets” / “Yes, I am 18+”). After that gate the product chrome is Create, Explore, Shorts, Chat, Generate, Custom, Reels, Personas, Log In, and Join Free, plus a Reels banner, a Shorts rail, and Featured Companions. Official Shorts titles on that signed-out rail include My Dirty Step Sister; HosaAI did not use those frames in the mosaic.
HosaAI treats the category as 18+. Always confirm live details with the provider.
Who it is for
Secrets AI fits adults who want a realistic AI girlfriend in the browser, with memory, photos, video, and voice calls, and who will read Moments costs on top of Premium or Ultimate. It also fits people who will start on free (20 messages/day) and then check the live /store card rather than a third-party price post.
Who it is not for
Skip it if you need a featured HosaAI 10-point score — this page is catalog-only. Skip it if you want unlimited pictures, video, and calls in the list price; those sit on Moments. Skip it if you need a native App Store or Google Play listing linked from the official site (llms.txt: installable PWA; store listings are unaffiliated). Skip it if you need HosaAI to show explicit nudes in the mosaic; this page uses clothed official stills. Skip it if you need homepage encryption claims to match the privacy policy word for word.
Key features
- Public companion catalog after an 18+ Age Verification gate
- Chat modes S3 and X3 on every plan; S5 on Premium; S4 on Ultimate
- Spice Level per chat: Mild, Medium, or Spicy
- Persistent memory you can view and edit; Time Travel (rewind) on Premium and above
- Image generation on Moments; video generation on Premium and Ultimate
- Voice calls at 50 Moments per minute, including on Free if you still have Moments
- Character Studio custom companions (first free; more cost Moments)
- Secret Shorts and Reels mini-dramas
- Group chats and Personas on Ultimate
- Mature roleplay positioning, with an 18+ gate on HosaAI and on the provider homepage
Pricing notes
Official wiki and llms.txt checked 2026-11-02:
- Free: $0. 20 messages/day, basic memory, 200 one-time signup Moments, cannot purchase Moments
- Premium monthly: $19.99/month. 8,000 Moments/month, 10% bonus on Moment purchases, unlimited messaging, S5, Time Travel, video
- Premium yearly: $9.17/mo billed $109.99/year
- Ultimate monthly: $39.99/month. 15,000 Moments/month, 15% bonus, S4, group chats, Personas, proactive messaging
- Ultimate yearly: $26.67/mo billed $319.99/year
- Signed-out /store yearly card the same day: Premium $9.17/mo billed $109.99, labeled 77% OFF against a struck $39.99
- Example Moment costs in llms.txt: image 50, video from 600, voice call 50/minute, custom character 500 after the first free one
- Grant Moments reset each renewal and do not roll over. Purchased Top-Up Moments do not expire
- Cancel from account settings or support@secrets.ai; access continues through the current billing period. Charges show as S LABS INC
- Cards: Visa, Mastercard, Discover (no Amex); Google Pay and Apple Pay; crypto $20 minimum. Prepaid G2A keys are described as a last-resort method
- Refund policy (21 October 2026): no partial refunds for unused days except as required by law; Moments purchases are final; EU/UK 14-day withdrawal on the initial purchase only
Prices, promotions, and Moment rules change. Check the provider checkout before you subscribe.
User experience and platforms
Web, installable as a PWA (llms.txt: not listed on the Apple App Store or Google Play; any store listing is unaffiliated). Signed-out navigation we captured: Create, Explore, Shorts, Chat, Generate, Custom, Reels, Personas, plus Log In and Join Free. Featured Companions on the homepage include age labels such as 18 on some cards. We have not published a featured ranking score for this catalog entry; treat the notes here as a documented summary rather than a tested rating.
Privacy and safety notes
- Privacy: operator is Secret Labs Inc., 8 The Green Ste D, Dover, DE 19901, United States. Privacy policy last updated 10 April 2026. Encryption at rest (AES-256) and in transit (TLS 1.2 or higher). Information collected includes account email, usage and device data, IP, cookies, chat text, and voice-call transcripts. Voice audio is transcribed in real time and permanently deleted. Data may be used to train and improve AI models, and may be shared with vendors for hosting, analytics, payment processing, support, and fraud prevention. Transaction records may be kept 7 years after a charge. Homepage marketing still says judgement-free conversations are protected with end-to-end encryption. Cancel from account settings; support is support@secrets.ai.
- Content policy: adult-sensitive. Terms and underage policy (10 April 2026) require users to be 18+ or the local age of majority. The signed-out gate asks you to confirm you are 18+. Zero tolerance for CSAM and for characters that resemble minors; reports go to NCMEC. Characters based on real people are prohibited. Official Shorts titles on the signed-out homepage include My Dirty Step Sister. HosaAI shows an 18+ notice and uses clothed editorial stills from official sources in the mosaic. Confirm the current rules in Secrets AI's terms.
Pros and cons
Strengths
- Public monthly and yearly dollar prices on the official wiki, llms.txt, and /store
- Chat does not spend Moments; paid plans include a large monthly grant
- Named Delaware operator, plus a published refund, privacy, and underage policy set
- No HosaAI affiliate link on this page — visit the provider directly
Watch for
- $9.17/mo is the yearly Premium card billed $109.99, not a rolling $9.17 charge
- Store 77% OFF compares that yearly card to a struck $39.99 (Ultimate monthly), not to Premium's $19.99 list
- “Unlimited” messaging sits next to Moments for images, video, and calls
- Homepage end-to-end encryption copy conflicts with stored chats and model-training language in the privacy policy
- Free audio-call checkmarks still cost 50 Moments/minute, and Free cannot buy Moments
- Incest-titled Shorts on the signed-out rail
Alternatives
If Secrets AI is not the right fit:
- Candy AI — character builder plus photos, voice, and video on a public monthly and yearly list, with tokens instead of Moments.
- OurDream — public/creator characters plus stills, video, and voice on Dreamcoins.
- Nectar — spicy chat and pictures with SFW/mature mode switching.
See the full ranking and the reviews index. Close comparison among visual apps: Candy AI vs OurDream.
Claim vs reality
Homepage copy says judgement-free conversations protected with end-to-end encryption, and that imagination has no limits. The privacy policy describes TLS in transit and AES-256 at rest, stores chat text, and allows using that information to train and improve AI models. Official wiki meters images, video, and calls with Moments, caps Free at 20 messages/day, and blocks Free from buying Moments — so the tier table’s audio-call checkmark still spends 50 Moments per minute. The /store yearly card’s 77% OFF is $9.17 versus a struck $39.99, not versus Premium’s $19.99 monthly list. llms.txt says guests can send 5 messages before creating an account; after signup, Free is 20 messages per day.
How HosaAI researches this
HosaAI summarises positioning, features, pricing, and privacy from official provider pages, help centres, and app-store listings, and records a source with a checked date. See the methodology. Prices, features, and policies can change. This catalog page does not assign a featured 10-point score.
Sources
HosaAI grounds this review in official Secrets AI sources checked 2026-11-02. Confirm current details with the provider.
- Secrets AI official website — checked 2026-11-02
- Secrets AI store — checked 2026-11-02
- Secrets AI llms.txt — checked 2026-11-02
- Secrets AI subscription wiki — checked 2026-11-02
- Secrets AI terms of service — checked 2026-11-02
- Secrets AI privacy policy — checked 2026-11-02
- Secrets AI refund policy — checked 2026-11-02
- Secrets AI underage policy — checked 2026-11-02
- Secrets AI legal index — checked 2026-11-02