Most AI girlfriend apps bill in **two layers**:
1. A **subscription** (monthly or yearly) for chat access.
2. A **meter** for media: tokens, credits, Dreamcoins, Chips, Energy, or diamonds.
The list price is not the all-in price if you generate photos or video every day.
Why it changes the pick
- Candy AI: 100 tokens/month for images, video, and voice on paid plans.
- OurDream: 1,000 Dreamcoins/month on Standard; video is 100 coins per 5 seconds.
- Nectar: credits meter advanced models, memory options, voice, images, and video. Public dollars were behind sign-in on 2 November 2026.
- Yearly “$X/mo” marketing is often the annual total divided by 12. Confirm the billed amount.
Next: Candy AI tokens, OurDream Dreamcoins, Nectar credits, and Candy AI vs OurDream.